1. Information We Collect

We collect information to provide and improve your experience with Xpenso:

a. User-Provided Information

When you sign up or interact with the app, we may collect:

• Email address (if provided)
• Name (optional)
• Financial entries you manually add (income, expenses, transfers)
• Budget categories and notes
• Preferences you set in the app

b. Usage Data

We may automatically collect non-personal usage information, such as:

• Interaction data with the app (e.g., features used)
• Device type and settings
• Crash logs and analytics (if enabled)

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve Xpenso
• Display your financial and budgeting data
• Generate charts, summaries, and insights
• Respond to support requests
• Send important service messages (e.g., updates, announcements)

3. Data Storage & Security

We take data security seriously:

• Financial entries and user information are stored securely in our database
• We use industry-standard encryption and secure protocols to protect data in transit
• We implement administrative and technical safeguards to prevent unauthorized access

4. What We Don't Do

5. Third-Party Services

Some services Xpenso uses (e.g., analytics, email providers) may collect data as described in their own privacy policies. We ensure that these third parties comply with appropriate data protection standards.

6. Children's Privacy

Xpenso is not intended for children under 13. We do not knowingly collect personal information from children under 13.

7. Your Rights

You have the right to:

• Access your personal data
• Correct or update information you provided
• Request deletion of your account and associated data
• Export your data (if supported by the app)

To exercise any of these rights, contact us at the email below.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the new policy on this page with an updated "Last updated" date.